Yearly Life Insurance Coverage Check-In: 3 Questions to AskSubmitted by The Blueprint 360 | Financial Clarity Within Reach on September 13th, 2022
You have a great life insurance policy—but is it still up-to-date? To protect you from future uncertainties, your policy shouldn't run on autopilot. As circumstances and needs change, monitoring your policy will ensure you achieve your desired objectives. In this post, we’ll be covering key questions that every policyholder should ask themselves each year.
How Much Life Insurance Do You Really Need?Submitted by The Blueprint 360 | Financial Clarity Within Reach on October 7th, 2020
Between the coronavirus pandemic, social tensions, economic instability, election anxiety, and the passing of beloved and notable celebrities, 2020 has presented several challenges.
Three Reasons Why Life Insurance is More Than Just a Death BenefitSubmitted by The Blueprint 360 | Financial Clarity Within Reach on August 16th, 2017
Life insurance is universally recognized as an essential pillar of a financial plan for providing much needed capital in the event of a breadwinner. It is also fundamental to other planning needs, such as estate planning to pay for settlement costs and taxes, and business planning for business continuation or key person protection.
Keep Health Care Costs Down While Caring for a Child with Special NeedsSubmitted by The Blueprint 360 | Financial Clarity Within Reach on January 10th, 2017
There is no getting around it—health insurance is complex and complicated. You have to have it and there is no one-size-fits-all solution. And, when your child is living with a special need it makes the whole process even more complicated. Finding in-network specialists, scheduling exams, and keeping track of copayments and deductibles can be exhausting.
Helpful Life Insurance Advice You Can UseSubmitted by The Blueprint 360 | Financial Clarity Within Reach on January 10th, 2017
Few consumer products are the object of a love/hate relationship as life insurance. The thought of buying life insurance is not something that most physicians relish, yet, if it is done right, it can provide the greatest peace-of-mind a person can have. The key is to do it right.
What to Look for in a Disability Insurance PolicySubmitted by The Blueprint 360 | Financial Clarity Within Reach on November 25th, 2016
Unquestionably, disability insurance is more complicated than other forms of insurance. There are a lot of moving parts to understand in order to create the right kind of coverage, which may be one reason why many people are reluctant to look into it.
Avoiding the Biggest Life Insurance MistakesSubmitted by The Blueprint 360 | Financial Clarity Within Reach on November 5th, 2016
For anyone who has purchased life insurance, most would agree that it is one of the most critical financial moves they could make. Yet, many people fail to give their life insurance purchase the meaningful consideration it requires. A life insurance purchase is for life, which means there are no “small” mistakes when purchasing it, only big, costly ones.
What You Need to Know When Applying for Life InsuranceSubmitted by The Blueprint 360 | Financial Clarity Within Reach on October 25th, 2016
When you buy a life insurance policy, you are essentially transferring your financial risk to a life insurer which then becomes obligated to pay your beneficiaries based on the contracted amount of death benefit purchased. The life insurer is able to assume the risk because, based on its data, it knows when you are expected to die.
Protecting Your Biggest AssetSubmitted by The Blueprint 360 | Financial Clarity Within Reach on October 10th, 2016
Life is full of risks, and people make decisions everyday that require weighing those risks against their ability to protect themselves using their own resources or by transferring the risk to an insurance company. Most people realize that they couldn’t afford to rebuild a damaged home or buy a new car without insurance.