Products & Services
No matter what your goals are, we offer a broad range of wealth management solutions that can help build a bridge from where you are today to where you want to be tomorrow.
There are many financial products on the market; choosing the ones that best meet your needs can be complicated. Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting with us, you are better informed to choose from a comprehensive suite of products and services and select those that address your unique needs.
Products and Services Include:
Organizing your financial future requires time, discipline, and commitment to a long term strategy. Whether you are preparing for retirement, building a business or starting a family, it is important to put an appropriate financial strategy in motion. To do so, you need the help of trusted experts with decades of experience and knowledge to help you plan accordingly.
Let us work with you to reach and exceed your goals by assisting you in selecting the appropriate investment vehicles that match your risk tolerance. To manage your assets we use the following vehicles:
- Stocks, Mutual Funds and ETFs
- Closed End Funds
- Private Money Managers
- Real Estate Investment Trusts
A risk management strategy forms the cornerstone of your Financial Plan. As you accumulate wealth, you also increase your financial exposure in several areas of life. Most families cannot withstand the financial burden of unexpected events such as a long-term disability, the death of the family breadwinner or a major liability claim. Failing to mitigate even one risk could jeopardize all you have worked hard to create for you and your family.
We have access to a variety of insurance products to strengthen your protection strategy. No matter your personal situation—if you’re single or have a family, a professional or a seasonal employee, an executive or small business owner—we will work together to design your protection plan. We can assist you in acquiring the following:
- Health and Dental Insurance
- Disability Insurance
- Life Insurance
- Long Term Care
- Group Health Benefits
Retirement planning today has taken on many new dimensions that did not exist for earlier generations. Whether you want to retire to another community, travel the world or simply remain secure in your own home, the time to plan is now.
We help you understand your employer-sponsored plans, determine your income needs and manage your assets before and during retirement. When that day comes, we explain your employer’s retirement election options, ensuring you elect the appropriate benefits (i.e. pension payout, medical, and life insurance) necessary to fit your needs.
- Employer-Sponsored Plan Investment Recommendations
- Traditional and Roth IRA’s
Here are some common retirement myths and realities to consider.
Funding a college education is one of the highest financial priorities most parents have and is one of the largest expenses they will face. With costs rising faster than the rate of inflation, questions arise as to the best way to save. For such an important decision, it pays to do some research when selecting a plan.
As with any savings goal, individual factors such as time horizon, risk tolerance, investment preferences, and tax implications need to be considered and weighed prior to selecting your savings strategy. Additionally, special consideration should be given when naming the owner of the college fund. This decision will impact the availability of financial aid in the future. College saving vehicles include:
- 529 Savings or Prepaid Plans
- UGMA & UTMA Custodial Accounts
- Coverdell Education Savings Account
- Life Insurance
- Roth IRAs
People spend a lifetime accumulating assets to build an estate with the intention of passing it on to their heirs or charitable beneficiaries. Without proper planning, death can create significant hardships on the people for whom the estate was created. A will can alleviate many of the problems, but there are other simple yet often overlooked tools that can provide critical protections while you are living.
We work with you and your other advisors to proactively identify the tools and techniques that can protect you and your family from costly legal and financial complications. Some of the tools include:
- A will with guardianship arrangements and testamentary trust for minor children
- Power of Attorney to protect your financial interests while you are alive
- Health Care Directives to ensure compliance with your intentions while incapacitated
Growing a business today is a difficult undertaking. Business owners must confront an assortment of tax laws and regulations while effectively managing their employees and cultivating a client base. If you are like most business owners, you are too busy with the day-to-day operations and do not have time to think about your personal financial security and that of your business.
Let us help you develop an intermediate and long-term plan for your business that addresses your retirement needs, provides an exit strategy, and establishes employee benefits that help you recruit and retain key employees. We provide guidance with:
- Retirement Plan Selection and Set-up
- Executive Benefits and Deferred Compensation
- Group Medical/Dental
- Group Life and Disability
- Fee Based Planning for Employees
Click here to explore 4 areas often overlooked by business owners
Looking for ways to keep more of what you earn? Are you claiming all exemptions? Are you taking advantage of all deductions you are entitled to? Careful planning throughout the year can reduce the taxes you pay and make it easier for you to achieve your financial goals.
We specialize in tax efficient growth strategies and will work with your accounting team to develop your tax plan.
Wealth management is a collaborative effort. We work comfortably with your current professionals or can recommend local attorneys, CPAs and other professionals who are part of our strategic network.
Let us guide you in coordinating strategies designed to save money and secure your legacy for future generations.
Do you have a solid, long-term financial plan in place? Don’t wait – Unlock the possibilities and discover the personal Blueprint to achieving your dreams today.